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DibsTrip plans for the cards you carry.

FIND YOUR STARTING POINT

A travel card.
A world of possibilities.

11 cards worth getting to know, with three travel benefits that make each one stand out.

The travel card shortlist

11 U.S. personal cards · Annual fees shown

A first travel card$95 / year
Chase Sapphire Preferred

Chase

Chase Sapphire Preferred

Hotel credits with a lower annual fee.

  • Up to $100 in hotel credits

    Each account anniversary year on eligible Chase Travel hotel bookings.

  • Up to $120 for airport screening

    One eligible Global Entry, TSA PreCheck or NEXUS fee every 4 years.

  • No foreign transaction fees

    No added card fee on purchases made outside the U.S.

Details & official terms

Up to $100 in hotel credits

Can lower the cost of an eligible hotel stay. Only qualifying charges count toward the credit.

Book an eligible stay through Chase Travel with your Chase Sapphire Preferred.

Before you use it

Use issuer-confirmed billing-cycle dates.

Official benefit terms for Up to $100 in hotel credits (opens in a new tab)

Up to $120 for airport screening

Review the issuer’s booking and eligibility requirements before using this benefit.

Official benefit terms for Up to $120 for airport screening (opens in a new tab)

No foreign transaction fees

Review the issuer’s booking and eligibility requirements before using this benefit.

Official benefit terms for No foreign transaction fees (opens in a new tab)
Simple everyday earning$95 / year
Capital One Venture Rewards

Capital One

Capital One Venture Rewards

An uncomplicated way to earn miles.

  • 2x miles on everyday purchases

    Earn on every eligible purchase, with no spending categories to track.

  • Up to $120 for airport screening

    One eligible Global Entry or TSA PreCheck fee every 4 years.

  • $50 hotel experience credit

    Lifestyle Collection bookings. For eligible on-property charges, not the room rate.

Details & official terms

Up to $120 for airport screening

Review the issuer’s booking and eligibility requirements before using this benefit.

Official benefit terms for Up to $120 for airport screening (opens in a new tab)

$50 hotel experience credit

An eligible stay includes a property credit toward qualifying hotel charges. These are stay benefits, separate from any booking credit.

Choose a qualifying Lifestyle Collection rate through Capital One Travel. Room upgrades depend on availability.

Before you use it

Eligible experience charges only; not a discount on the room rate. Hotel-specific minimum nights may apply.

Official benefit terms for $50 hotel experience credit (opens in a new tab)
Frequent getaways$395 / year
Capital One Venture X

Capital One

Capital One Venture X

Travel credits and airport comfort.

  • $300 annual travel credit

    Use through Capital One Travel before your next account anniversary.

  • Capital One airport lounge access

    Access for the primary cardholder. Guest and additional cardholder fees may apply.

  • $100 hotel experience credit

    Premier Collection bookings also include breakfast for two. For eligible on-property charges, not the room rate.

Details & official terms

$300 annual travel credit

Can reduce what you pay for an eligible travel booking at checkout.

Apply your available credit in Capital One Travel before paying. Use the expiry shown in your account.

Official benefit terms for $300 annual travel credit (opens in a new tab)

Capital One airport lounge access

Review the issuer’s booking and eligibility requirements before using this benefit.

Before you use it

Confirmed departure/connection boarding pass; capacity applies. Spend-qualified guest status must be confirmed.

Official benefit terms for Capital One airport lounge access (opens in a new tab)

$100 hotel experience credit

An eligible stay includes breakfast for two and a property credit toward qualifying hotel charges. These are stay benefits, separate from any booking credit.

Choose a qualifying Premier Collection rate through Capital One Travel. Room upgrades depend on availability.

Before you use it

Credit covers eligible on-property experiences, not the room rate. Minimum nights may vary by property.

Official benefit terms for $100 hotel experience credit (opens in a new tab)
Flexible premium travel$795 / year
Chase Sapphire Reserve

Chase

Chase Sapphire Reserve

A broad travel credit and elevated hotel stays.

  • Up to $300 in travel credits

    Eligible travel purchases each account anniversary year.

  • Up to $500 at The Edit each year

    Up to $250 per prepaid booking of 2+ nights through Chase Travel.

  • $100 hotel experience credit

    The Edit bookings also include breakfast for two. For eligible on-property charges, not the room rate.

Details & official terms

Up to $300 in travel credits

Could offset eligible travel spending you already have planned.

Pay for qualifying travel with your Chase Sapphire Reserve. Confirm how the merchant classifies the charge and your current benefit period.

Before you use it

Use issuer-confirmed billing-cycle dates; not January 1 or an assumed anniversary.

Official benefit terms for Up to $300 in travel credits (opens in a new tab)

Up to $500 at The Edit each year

Can lower the cost of an eligible prepaid hotel stay. Only qualifying charges count toward the credit.

Prepay an eligible The Edit stay through Chase Travel with your Chase Sapphire Reserve. Stay at least 2 nights at the same property.

Before you use it

Up to $250 per eligible prepaid booking within a $500 calendar-year cap; no half-year split.

Official benefit terms for Up to $500 at The Edit each year (opens in a new tab)

$100 hotel experience credit

An eligible stay includes breakfast for two and a property credit toward qualifying hotel charges. These are stay benefits, separate from any booking credit.

Choose a qualifying The Edit rate through Chase Travel. Room upgrades depend on availability.

Before you use it

Amenities apply to an eligible The Edit rate; property credit is not a reduction in the room price.

Official benefit terms for $100 hotel experience credit (opens in a new tab)
Premium hotels & lounges$895 / year
American Express Platinum

American Express

American Express Platinum

More from the airport to your hotel.

  • Up to $600 in hotel credits

    Up to $300 each half-year for prepaid Amex Travel FHR or The Hotel Collection stays. The Hotel Collection requires 2+ nights.

  • Global Lounge Collection access

    Participating airport lounges. Enrollment, visit limits and guest policies vary.

  • $100 hotel experience credit

    Fine Hotels + Resorts bookings also include breakfast for two. For eligible on-property charges, not the room rate.

Details & official terms

Up to $600 in hotel credits

Can lower the cost of an eligible prepaid hotel stay. Only qualifying charges count toward the credit.

Prepay an eligible stay through Amex Travel with your American Express Platinum. Fine Hotels + Resorts: 1+ night; The Hotel Collection: 2+ nights.

Before you use it

Property charges excluded; cancellations can reverse credits.

Official benefit terms for Up to $600 in hotel credits (opens in a new tab)

Global Lounge Collection access

Details still being confirmed. Check the official terms.

Review the issuer’s booking and eligibility requirements before using this benefit.

Before you use it

Network, fare, guest, visit-year and capacity rules require separate verification.

Official benefit terms for Global Lounge Collection access (opens in a new tab)

$100 hotel experience credit

An eligible stay includes breakfast for two, a property credit toward qualifying hotel charges, 4 p.m. checkout and Wi-Fi. These are stay benefits, separate from any booking credit.

Choose a qualifying Fine Hotels + Resorts rate through Amex Travel. Noon check-in depends on availability. Room upgrades depend on availability.

Before you use it

Property-specific charges; amenities are not cash or a guaranteed total value.

Official benefit terms for $100 hotel experience credit (opens in a new tab)
Marriott regulars$650 / year
Marriott Bonvoy Brilliant American Express

American Express

Marriott Bonvoy Brilliant American Express

A yearly award night and hotel status.

  • Annual night worth up to 85,000 points

    After card renewal. Award availability required; resort fees may apply.

  • Marriott Platinum Elite status

    Privileges depend on the hotel and qualifying stay.

  • 25 elite night credits each year

    A head start toward hotel status. These are qualifying credits, not free nights.

Details & official terms

Annual night worth up to 85,000 points

Your issued free-night award could cover a hotel night on this trip. Availability and certificate limits still apply.

Check eligible award availability at or below 85,000 points before any permitted top-up, then apply your issued certificate. Check the terms for any fees that remain payable.

Before you use it

Use the expiry shown on the issued award; a card anniversary does not establish that certificate deadline. Resort fees may remain payable.

Official benefit terms for Annual night worth up to 85,000 points (opens in a new tab)

Marriott Platinum Elite status

Your card includes Marriott Bonvoy Platinum Elite status. Eligible stays can receive its hotel privileges.

Confirm your status in your loyalty account and check which rates qualify. Privileges vary by hotel.

Official benefit terms for Marriott Platinum Elite status (opens in a new tab)

25 elite night credits each year

Counts toward Marriott Bonvoy elite status each year. These are not free nights.

Check your loyalty account for credited qualifying nights. These do not cover a hotel booking.

Before you use it

Status qualification only; not 25 free hotel nights. Stacking limits apply.

Official benefit terms for 25 elite night credits each year (opens in a new tab)
Hilton resort stays$550 / year
Hilton Honors Aspire American Express

American Express

Hilton Honors Aspire American Express

Resort credits, reward nights and Diamond status.

  • Up to $400 in resort credits

    Up to $200 each half-year at participating Hilton Resorts. Advance Purchase and nonrefundable rates excluded.

  • An annual Free Night Reward

    First year and on renewal. Eligible standard rooms, subject to reward availability.

  • Hilton Diamond status

    Privileges depend on the hotel and qualifying stay.

Details & official terms

Up to $400 in resort credits

Can lower the cost of an eligible hotel stay. Only qualifying charges count toward the credit.

Book an eligible stay through the hotel directly with your Hilton Honors Aspire American Express.

Before you use it

Participating Hilton Resorts only (list at hilton.com/en/aspireresortcredit). Small Luxury Hotels of the World properties and Advance Purchase or Non-Refundable rates are excluded. Resort incidentals count only when charged to the room. Credits post 8 to 12 weeks after the charge, and the merchant's processing date decides which half-year applies.

Official benefit terms for Up to $400 in resort credits (opens in a new tab)

An annual Free Night Reward

Your issued free-night award could cover a hotel night on this trip. Availability and certificate limits still apply.

Find eligible standard-room award availability, then contact Hilton to redeem your reward.

Before you use it

Excluded properties apply; use expiry shown on issued reward.

Official benefit terms for An annual Free Night Reward (opens in a new tab)

Hilton Diamond status

Your card includes Hilton Honors Diamond status. Eligible stays can receive its hotel privileges.

Confirm your status in your loyalty account and check which rates qualify. Privileges vary by hotel.

Official benefit terms for Hilton Diamond status (opens in a new tab)
Hyatt getaways$95 / year
World of Hyatt Credit Card

Chase

World of Hyatt Credit Card

An anniversary night with a lower annual fee.

  • An anniversary night at a Category 1–4 hotel

    Issued after your cardmember anniversary. Eligible standard rooms, subject to availability.

  • Hyatt Discoverist status

    Privileges depend on the hotel and qualifying stay.

  • 5 elite night credits each year

    A head start toward hotel status. These are qualifying credits, not free nights.

Details & official terms

An anniversary night at a Category 1–4 hotel

Your issued free-night award could cover a hotel night on this trip. Availability and certificate limits still apply.

Check eligible award availability in categories 1, 2, 3, 4, then apply your issued certificate. Check the terms for any fees that remain payable.

Official benefit terms for An anniversary night at a Category 1–4 hotel (opens in a new tab)

Hyatt Discoverist status

Your card includes World of Hyatt Discoverist status. Eligible stays can receive its hotel privileges.

Confirm your status in your loyalty account and check which rates qualify. Privileges vary by hotel.

Official benefit terms for Hyatt Discoverist status (opens in a new tab)

5 elite night credits each year

Counts toward World of Hyatt elite status each year. These are not free nights.

Check your loyalty account for credited qualifying nights. These do not cover a hotel booking.

Official benefit terms for 5 elite night credits each year (opens in a new tab)
Delta travelers$650 / year
Delta SkyMiles Reserve American Express Card

American Express

Delta SkyMiles Reserve American Express Card

Lounge visits, a companion certificate and a hotel credit.

  • Delta Sky Club visits

    15 visits per eligible cardholder each February–January visit year. Eligible same-day Delta flight required; Basic fares excluded. Capacity rules apply.

  • Annual companion certificate

    1 companion round-trip certificate after renewal with a paid primary ticket. Eligible fares and the issued expiry apply; companion taxes and fees remain payable.

  • Delta Stays credit

    Up to $200 each calendar year for eligible prepaid Delta Stays hotel or vacation rental bookings paid with the card. Property charges and resort fees are excluded.

Details & official terms

Delta Sky Club visits

Review the issuer’s booking and eligibility requirements before using this benefit.

Official benefit terms for Delta Sky Club visits (opens in a new tab)

Annual companion certificate

Review the issuer’s booking and eligibility requirements before using this benefit.

Before you use it

This is a companion airfare certificate, not a free hotel night or a cash credit. Eligible fare inventory and the issued certificate deadline control redemption.

Official benefit terms for Annual companion certificate (opens in a new tab)

Delta Stays credit

Can lower the cost of an eligible prepaid hotel stay. Only qualifying charges count toward the credit.

Prepay an eligible stay through Delta Stays with your Delta SkyMiles Reserve American Express Card.

Official benefit terms for Delta Stays credit (opens in a new tab)
More Marriott nights$95 / year
Marriott Bonvoy Boundless Credit Card

Chase

Marriott Bonvoy Boundless Credit Card

An anniversary award and a head start toward status.

  • Anniversary free night award

    1 award night after each account anniversary, up to 35,000 points. Award availability required; resort fees and incidentals are not included.

  • Marriott Bonvoy Silver Elite status

    For the primary cardholder with a linked Marriott Bonvoy account while the card account is open and not in default.

  • 15 annual Elite Night Credits

    15 qualifying nights each calendar year toward elite status. These are not free hotel nights; eligible consumer-card awards do not stack.

Details & official terms

Anniversary free night award

Your issued free-night award could cover a hotel night on this trip. Availability and certificate limits still apply.

Check eligible award availability at or below 35,000 points before any permitted top-up, then apply your issued certificate. Check the terms for any fees that remain payable.

Official benefit terms for Anniversary free night award (opens in a new tab)

Marriott Bonvoy Silver Elite status

Your card includes Marriott Bonvoy Silver Elite status. Eligible stays can receive its hotel privileges.

Confirm your status in your loyalty account and check which rates qualify. Privileges vary by hotel.

Official benefit terms for Marriott Bonvoy Silver Elite status (opens in a new tab)

15 annual Elite Night Credits

Counts toward Marriott Bonvoy elite status each year. These are not free nights.

Check your loyalty account for credited qualifying nights. These do not cover a hotel booking.

Official benefit terms for 15 annual Elite Night Credits (opens in a new tab)
Hotels & airport lounges$595 / year
Citi Strata Elite Card

Citi

Citi Strata Elite Card

A Citi Travel hotel benefit and two lounge options.

  • Annual Citi Travel hotel benefit

    Up to $300 each calendar year on prepaid Citi Travel hotel stays of 2+ nights, applied at booking. Taxes, fees and packages are excluded.

  • Priority Pass Select lounge membership

    Participating lounges with up to 2 guests. Valid membership card and same-day boarding pass required; capacity and individual lounge rules apply.

  • Four Admirals Club passes

    4 digital passes each calendar year in the primary cardmember’s AAdvantage wallet. Eligible same-day boarding pass required; unused passes expire at year end.

Details & official terms

Annual Citi Travel hotel benefit

Can lower the cost of an eligible prepaid hotel stay. Only qualifying charges count toward the credit.

Prepay an eligible stay through Citi Travel with your Citi Strata Elite Card. Stay at least 2 nights at the same property.

Before you use it

Up to $300 per calendar year off prepaid Citi Travel hotel stays of 2+ nights, applied at booking. Any unused remainder stays available for another qualifying booking in the same calendar year (Eastern Time), and the booking date, not the stay date, decides the year. Air plus hotel and hotel plus car packages are excluded.

Official benefit terms for Annual Citi Travel hotel benefit (opens in a new tab)

Priority Pass Select lounge membership

Review the issuer’s booking and eligibility requirements before using this benefit.

Official benefit terms for Priority Pass Select lounge membership (opens in a new tab)

Four Admirals Club passes

Review the issuer’s booking and eligibility requirements before using this benefit.

Before you use it

Four digital passes each calendar year in the primary cardmember's AAdvantage wallet. One pass per adult, valid for 24 hours across locations; the primary cardmember must be present. Unused passes expire at year end.

Official benefit terms for Four Admirals Club passes (opens in a new tab)

A starting shortlist, not a ranking or a personalized recommendation. Consider the annual fee and benefits you’ll use. Interest can outweigh rewards if you carry a balance. Review the issuer’s current terms before applying.

THE CARD IS JUST THE BEGINNING

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Dibs connects your cards to your trips, so you know what to use and where to book.

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